Muncie, Indiana: health insurance
Muncie is in Delaware County. Here is what Muncie residents should know about coverage.
Coverage in Muncie
Muncie has about 65,081 residents (U.S. Census Bureau 2023 estimate).
Plans for Muncie residents are determined by Delaware County, home to about 112,321 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Delaware County before you choose it.
- Turning 65 in Muncie? Your Initial Enrollment Period runs seven months around your birthday. Indiana SHIP (State Health Insurance Assistance Program) offers free counseling at 1-800-452-4800.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Indiana Family and Social Services Administration (FSSA) handles applications.
Indiana note: Indiana's Medicaid expansion population is covered under its own distinct name, the Healthy Indiana Plan (HIP), which -- unlike standard Medicaid in most states -- has historically included features like required monthly contributions (POWER accounts), so HIP eligibility and standard Medicaid eligibility aren't always the same conversation.
Medicare plans leaving Delaware County for 2027
Medicare plans are set by county, so this applies to residents of this city. 16 plans are listed in Delaware County for 2026 but not for 2027, covering at least 2,914 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Gold Plus H5619-049 (HMO-POS) H5619-049 | Humana | 1,354 |
| HumanaChoice Giveback H7617-003 (PPO) H7617-003 | Humana | 441 |
| Humana USAA Honor Giveback with Rx (PPO) H7617-060 | Humana | 326 |
| Humana USAA Honor Giveback with Rx (PPO) H5216-307 | Humana | 246 |
| HumanaChoice H5216-114 (PPO) H5216-114 | Humana | 208 |
| HumanaChoice Giveback H5216-309 (PPO) H5216-309 | Humana | 166 |
See all 16 plans leaving Delaware County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Muncie
Indiana public institutions include Indiana University, Purdue University, Ball State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Indiana colleges.
Do Muncie and Delaware County have the same plans?
Plans are offered by service area, and Muncie falls under Delaware County. A plan that serves Delaware County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Muncie residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Indiana cities
- Indianapolis
- Fort Wayne
- Evansville
- South Bend
- Carmel
- Bloomington
- Fishers
- Hammond
- Noblesville
- Lafayette
- Gary
- Greenwood
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.