Health insurance help for Indiana residents
Compare Medicare, health insurance marketplace plans and Medicaid in Indiana, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Indiana
Indiana's Medicaid expansion population is covered under its own branded program, the Healthy Indiana Plan (HIP), administered by the Family and Social Services Administration, while Indiana residents use the federal HealthCare.gov Marketplace for ACA shopping. Indiana Medical Coverage is free to use for Indiana callers working through Medicare, ACA, life, or supplemental coverage questions.
- Indiana Medicaid, including the Healthy Indiana Plan (HIP), Hoosier Care Connect, and Hoosier Healthwise, is administered by the Family and Social Services Administration (FSSA) -- FSSA's Division of Family Resources is the right place to start if your Indiana Medicaid eligibility changed.
- Indiana does not run its own ACA exchange, so Indiana marketplace shopping and subsidy questions go through the federal HealthCare.gov Marketplace.
- Free Medicare counseling is available in Indiana through the State Health Insurance Assistance Program (SHIP) at 1-800-452-4800, separate from Indiana Medical Coverage's own free phone help.
Worth knowing: Indiana's Medicaid expansion population is covered under its own distinct name, the Healthy Indiana Plan (HIP), which -- unlike standard Medicaid in most states -- has historically included features like required monthly contributions (POWER accounts), so HIP eligibility and standard Medicaid eligibility aren't always the same conversation.
Coverage questions we help Indiana residents with
Health plans (ACA marketplace)
How Indiana’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Indiana’s free counseling program.
Medicaid
Where to apply in Indiana, and what to do when your coverage changes.
Indiana by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Indiana you live. Start with your county.
Major Indiana cities
Indiana colleges and universities
- Indiana University
- Purdue University
- Ball State University
- Indiana State University
- University of Southern Indiana
- Indiana University–Purdue University Indianapolis
State bird: Northern Cardinal
Cardinalis cardinalis. Indiana’s official state bird, shown here as a local touch.
Photo: Slakshmin (CC BY-SA 4.0), via Wikimedia CommonsCommon Indiana questions
Where do I shop for ACA health plans in Indiana?
Indiana residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/indiana/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Indiana?
Medicaid in Indiana is run through Indiana Family and Social Services Administration (FSSA) (https://www.in.gov/medicaid/). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Indiana?
Indiana Department of Insurance (IDOI) (https://www.in.gov/idoi/consumer-services/) regulates insurance companies and agents in Indiana. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Indiana?
Yes. Indiana SHIP (State Health Insurance Assistance Program) (1-800-452-4800) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Indiana Medical Coverage cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Indiana coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.