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Elkhart County, Indiana: health insurance

What Elkhart County residents should know about Medicare, marketplace plans and Medicaid.

Elkhart County at a glance

StateIndiana
Population (2023 est.)206,409
Population rank in Indiana6 of 92
Land area463 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Why your county matters for coverage

In Indiana, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Elkhart County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Indiana SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-800-452-4800. Ask which plans serve Elkhart County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Elkhart County ZIP code to see what is offered.
  • Medicaid: apply through Indiana Family and Social Services Administration (FSSA).

Indiana note: Indiana's Medicaid expansion population is covered under its own distinct name, the Healthy Indiana Plan (HIP), which -- unlike standard Medicaid in most states -- has historically included features like required monthly contributions (POWER accounts), so HIP eligibility and standard Medicaid eligibility aren't always the same conversation.

Questions about Elkhart County

Are the same Medicare plans offered everywhere in Indiana?

No. Plans are offered by service area. A plan available in one county may not be offered in Elkhart County, so check by county.

Where do Elkhart County residents get free Medicare counseling?

Indiana SHIP (State Health Insurance Assistance Program) (1-800-452-4800) is Indiana's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Elkhart County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Indiana plans, or go ahead and enroll yourself. Call if you need any help with your application.

Look at plansCall 855-367-1095
Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Indiana plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Look at plansCall 855-367-1095
Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Indiana allows.

TriTermCall 855-367-1095

Questions along the way? Call 855-367-1095 for assistance.