Indiana Medical Coverage is an independent insurance agency website operated by Lander LLC. It is not a government website and is not affiliated with the State of Indiana, any state agency, or the federal government.
Indiana Medical CoverageThe Hoosier StateCall 855-367-1095

Indiana Medicare help

Medicare basics and the Indiana-specific places to get free, unbiased help.

When you can enroll

  • Initial Enrollment Period. A seven-month window around your 65th birthday (three months before, the month of, and three months after).
  • Annual Enrollment Period. October 15 to December 7 each year, to join, switch or leave a Medicare Advantage or drug plan for the next year.
  • Medicare Advantage Open Enrollment. January 1 to March 31 for people already in a Medicare Advantage plan.

Your county decides the plans you can choose

Medicare Advantage and Part D plans are offered by service area, which is usually by county. Two Indiana neighbors a county apart can have different plans, premiums and networks. Look up your county and then call to compare what is offered where you live.

Free Medicare counseling in Indiana

Indiana SHIP (State Health Insurance Assistance Program) (1-800-452-4800) is Indiana’s State Health Insurance Assistance Program (SHIP). Its counselors do not sell insurance, and it is a good second opinion on any plan you are considering.

Important disclosure

We do not offer every plan available in your area. We represent a limited number of organizations, which offer a limited number of products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Assistance Program to get information on all of your options. Indiana Medical Coverage is not connected with or endorsed by the U.S. government or the federal Medicare program.

Questions

Do I have to enroll in anything if I call?

No. A call is a conversation about your options. You are never required to enroll.

What if I missed my Initial Enrollment Period?

You may owe a late-enrollment penalty for Part B and Part D, and you may have to wait for a general or annual enrollment period. A licensed agent or your SHIP counselor can look at your specific dates.

Is there help that is not tied to an insurance company in Indiana?

Yes: Indiana SHIP (State Health Insurance Assistance Program) at 1-800-452-4800.

Talk with a licensed agent about Indiana coverage

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Indiana plans, or go ahead and enroll yourself. Call if you need any help with your application.

Look at plansCall 855-367-1095
Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Indiana plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Look at plansCall 855-367-1095
Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Indiana allows.

TriTermCall 855-367-1095

Questions along the way? Call 855-367-1095 for assistance.